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Founding Instrument(s)
(with links if possible) |
Established on 21 October 1997 as FHB Land Credit and Mortgage Bank; operating licence granted on 6 March 1998 and operations began on 16 March 1998. Principal statutes include Act XXX of 1997 on Mortgage Loan Companies and Mortgage Bonds and Act CCXXXVII of 2013 on Credit Institutions and Financial Enterprises.
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Any additional or subsequent mandate or governance statements (not included in the above). |
The bank is a specialised mortgage credit institution whose core activities are refinancing long-term mortgage loans and issuing mortgage bonds on both the domestic and international markets. Since April 2018 it has not originated new retail loans and operates principally as a pure refinancing bank for MBH Group and other domestic partner banks.
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Ownership |
As of 30 June 2026, the MBH Investment Bank Ltd. (member of MBH Group) holds 48.42% and Magyar Posta Ltd. 39.71%; holders above 5% together accounted for 88.13%. Free float is therefore 11.87%. MBH Bank Plc. (leader of MBH Group) exercises control through its group interest.
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| 4 |
Legal status |
Hungarian public limited company and specialised credit institution/mortgage bank, with its issued securities listed on the Budapest Stock Exchange.
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| 5 |
Government accounting for stake |
The 20256 H1 financial report categorises 44.79% of direct ownership as part of public finance, principally including Magyar Posta's 39.71% direct holding.
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| 6 |
Member bank accounting for stake |
Refinanced partner banks need not be shareholders. Direct owners recognise their equity investments; partner banks retain the customer mortgage loans and borrower credit risk, recognise the refinancing loan as a liability, and transfer separate/independent mortgage rights as security.
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Government guarantee |
No State guarantee
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Other Comments |
MBH Mortgage Bank Co. Plc. Acts as the second largest mortgage bank in the Hungarian banking sector. The active refinancing business model is considered as the base pillar of the Bank's pooling model serving its active green and non-green covered bond issuance activity.
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